Straightforward. Affordable. Powerful.
Term life insurance provides a death benefit for a set period — 10, 20, or 30 years. If you pass away during that term, your family receives the full benefit. If you outlive it, you paid for peace of mind during the years it was needed most.
Young families with a mortgage and dependents
Business owners protecting key-person risk
Parents covering the cost of college years
Anyone who wants maximum coverage at minimum cost
A 30-year mortgage is a 30-year obligation. Term life ensures your family keeps the home — not the bank — if you're no longer around to make payments.
From diapers to diplomas, the years your kids depend on you most are exactly the years a term policy covers. Replace your income so they never feel the gap.
If your paycheck disappears tomorrow, how long could your family survive? Term life replaces years — even decades — of lost income for pennies on the dollar.
Protect your business partner, cover a key employee, or secure an SBA loan. Term life is the tool most small businesses use to protect what they've built.
A 20-year term can cover the exact window your children need you financially — through school, through college, and into independence.
Car loans, student debt, credit cards — term life makes sure your liabilities die with you, not get handed down to the people you love.
Estimates based on preferred health class rates. Actual rates vary by carrier and health history.
* Estimates are illustrative only and not a guarantee of insurability or premium. Speak with an advisor for a personalized quote.