What is Term Life Insurance and How does it work?
Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years. You pay regular premiums during this term, and if you pass away within that period, the policy pays a death benefit to your beneficiaries. If you outlive the term, the coverage ends, and no benefit is paid out. It's generally more affordable than permanent life insurance, but it doesn’t build cash value or provide lifelong coverage.
TERM LIFE
Best time to buy
Price
AGE 20-50 is recommend , once your cross 50 it can start feeling like an arm and a leg. So if you'd like to keep your arms and legs we are okay with that 😉, we have other options.
But....
If you need it we can find the best rates over 100 different companies.
Please Note: This can change due to age. Prepare by getting this earlier in life. Over 50 this can look like $$$.
Death Benefit
Typically Non Medical Policies can go up to 1 Million. But for the Big Boys who have major liabilities we can handle coverage for that to!